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PayPal
UK Introduces Payer Protection
Paypal
are continuing to introduce more UK targeted initiatives and
they have just announced their Seller Protection Programme.
The purpose is to protect sellers from losses arising from
fraudulent buyer activity. This is an area that gives concern
to many eBay sellers and this initiative should be welcomed
but it is worth having a look at the guideline Paypal have
laid down.
Paypal
will safeguard UK sellers from charge backs (repayment of
credit card payments) that are the result of a buyers unauthorised
use of a card or when the buyer makes a false claim of non
receipt of an item. These are the two most common areas of
buyer fraud and the good news is that Paypal will provide
this service for free.
To
qualify for this protection you do have to follow certain
guidelines. The central one is that you have to send the goods
to the address provided in the Transaction Details page and
you must use a postal service that is capable of tracking
the item online.
To
benefit from this program you also have to have a verified
Business or Premier account.
Dispatch the items within seven days of receiving the payment.
Provide proof of postage that can be tracked online. If the
amount of payment is greater than £150, a signature
from the recipient as proof of receipt is also required.
The
program does not cover the delivery of digitally downloadable
items.
You
do not ask for a surcharge to accept a Paypal payment.
You
must also respond in timely fashion to any Paypal enquiries.
At
present the Seller Protection is only available when sending
tangible goods to a UK or USA address.
In
the UK Royal Mail only provide two types of service, which
include online tracking Recorded Delivery, and Special Delivery.
Recorded delivery costs 64p on top of the normal postage charge
and requires someone at the address to sign for the package.
Items are insure for up to £27 in the event of them
being lost in transit.
Special
Delivery costs between £3.65 and £19.65 dependent
upon weight and the amount of compensation cover required.
The Royal Mail guarantee delivery within the UK by midday
on the following working day or your money back.
Up
until now for most items that I ship out I have used the Royal
Mail’s free Certificate of Posting service, which at least
proves that I posted an item out. The problem with Recorded
Delivery is that if there is no one at home when it is delivered
the item will be taken back to the sorting office and the
recipient has to travel there, often a journey of some miles
to pick up the package.
With
the introduction of the new Paypal Program I suspect more
of us will be using Recorded Delivery as an option. But what
do you think? I would be interested in hearing your views
and experiences using the Royal Mail services.
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